Per the US BLS and Federal Reserve, the median discretionary household income is $1000 per month. That is after all ordinary expenses, not just necessary ones.

Per the US BLS and Federal Reserve, the median discretionary household income is $1000 per month. That is after all ordinary expenses, not just necessary ones. There is a significant percentage of the US that has no discretionary income in any meaningful sense, and that is something we should be concerned about, but it is nowhere near 50%.