I haven't used Plaid and I haven't read the litigation, but it seems the following scenario may have happened: 1) Users use Plaid to buy/sell with a variety of

I haven't used Plaid and I haven't read the litigation, but it seems the following scenario may have happened: 1) Users use Plaid to buy/sell with a variety of vendors and banks 2) Vendors and banks were aware that specific users were buying /selling because they were buying/selling their products 3) Users consented to #2 because they were buying/selling their products 4) Plaid provided aggregated reports that said "5% of your customers also shopped on Amazon" People sued over #4