2 ms·
To echo my other comment: my chip broke on my debit card and the card refused to work with magstripe only (and it was broken in a way were the NFC thing also no
by the_mitsuhiko 5y ago
To echo my other comment: my chip broke on my debit card and the card refused to work with magstripe only (and it was broken in a way were the NFC thing also no longer functioned). So not sure if the magstripe has any functionality in the SEPA region based on that experience.
- sean1524 5y agoI think the magstripe is disabled in my region, I've never managed to use it on any of my cards. I tried testing it out to see if it even was functional. Surely they must work as I've heard quite a few stories of card skimmers...
- the_mitsuhiko 5y agoThere is definitely a card number on the magstripe on it, but i think you cannot make a transaction with it in the SEPA region. So you need to "clone" that card and make a transaction with it in a non SEPA region country and that is disabled by default on debit cards (not credit cards though).
- kalleboo 5y agoBanks can reject magstripe use when it knows both the card and the card reader should have chip support. I believe this is to help discourage downgrade attacks.