Isn't giving your credentials to a third party also a violation of the terms of service with your bank? It seems, at the very least, the bank will just tell you

Isn't giving your credentials to a third party also a violation of the terms of service with your bank? It seems, at the very least, the bank will just tell you "too bad" if there's a breach and someone drains your bank account using the credentials you gave Plaid. You'd be left suing Plaid. In fact, this seems like a _terrible_ liability for them. I guess they're hoping it won't happen and if it does then they'll just go bankrupt anyway?