> This space is still being shaken out in terms of players and alliances. The big players are never going to open up their NFC tag format so 1) the only app th

> This space is still being shaken out in terms of players and alliances. The big players are never going to open up their NFC tag format so 1) the only app that will let you use your phone to act as your bank or credit account will be their official, locked down app and 2) the only app that will verify that the tag read constitutes a valid credit card is the official app (sorry, Square - unless they manage to partner with the big banks). I do not think there will be open standards for letting indie developers into the purchase chain for NFC.