The benefits with a regular bank is I can reach the support easily. I can literally walk into a local office and had thing sorted out. You cannot do that easily

The benefits with a regular bank is I can reach the support easily. I can literally walk into a local office and had thing sorted out. You cannot do that easily with online only bank. Another is I know the bank isn't going anyway. Look at a few old post on hacker news about online-only bank that are being acquired and migrated to another bank. Also, a bank like Chase can give you upto $20,000 credit card for a new a start-up. I feel like they really setup to help you bootstrap.