I'm in the middle of a transaction with Carvana, so I guess in some ways I'm somewhat surprised by this.... sure it would have been easier to have them as the l

I'm in the middle of a transaction with Carvana, so I guess in some ways I'm somewhat surprised by this.... sure it would have been easier to have them as the loan provider, but their rate was more than double what I was able to find elsewhere. Would be very interesting to know if the buyers who are accepting their financing are doing it because its the only option available. Because I went with outside financing, the transaction has definitely been a longer and more complicated process than I expected, but Carvana has overall been responsive and good to work with. Their customer-facing site and app were a better experience than their competitors. That said, it's clear there are aspects of their back office that aren't as polished as the store window makes it appear.