Nice rebuttal, even though you might be projecting a bit at the parent commenter :) I used to be a consultant in this space, and I can confirm the existence of

Nice rebuttal, even though you might be projecting a bit at the parent commenter :) I used to be a consultant in this space, and I can confirm the existence of these completely different bubbles. Ironically one of the root causes is how badly banks want developers to be interchangeable commodities.