I work as a contractor without benefits. I got a 75% raise over my last job which was w2. I can easily pay for my own benefits, got the bonus of being able to a

I work as a contractor without benefits. I got a 75% raise over my last job which was w2. I can easily pay for my own benefits, got the bonus of being able to allocate more to retirement via my i401k and can write off a ton of stuff to reduce my taxable income that I would have to pay for anyway working a w2 remote job. New laptop, portions of my power bill, phone bill, internet etc. I think the best part is mental, I no longer care about promotions, office politics or getting recognition from leadership. I just clock in do my work and clock out, if they want me to work more hours that's cool too, I just charge them for it at my hourly rate. I really like it. Your mileage may vary of course. Edit: Another benefit is health care premiums are tax deductible as long as you are not eligible to go under a spouses employer plan.