What's the total addressable market for disrupting carbon footprint of banks? When every person is their own bank, there is less need for brick-and-mortar real

What's the total addressable market for disrupting carbon footprint of banks? When every person is their own bank, there is less need for brick-and-mortar real estate, the employees commuting, and the like -- what the EPA calls "Scope 3" effects, as per: https://www.epa.gov/climateleadership/scope-3-inventory-guidance https://www.epa.gov/climateleadership/scope-3-inventory-guid.... The above carbon TAM is why I'm pro-crypto, as soon as we move past PoW.