> I think you are dramatically overstating the risk at 0.01%. Perhaps, but the chance of losing >$100 one way or another (negligence, accidents, outright theft

> I think you are dramatically overstating the risk at 0.01%. Perhaps, but the chance of losing >$100 one way or another (negligence, accidents, outright theft) is going to be a lot greater than 0.01% anyway.