Okay, after reading that reply I will respectfully bow out after this reply, rather than try to force a rational conversation into an emotionally driven one. F

Okay, after reading that reply I will respectfully bow out after this reply, rather than try to force a rational conversation into an emotionally driven one. For your information I do work very hard and afford a comfortable life, but feel great empathy for the people for whom working hard is not enough to achieve basic comforts. I did not grow up in as challenging an environment so maybe I am overinclined to that empathy, because I feel lucky my own pathway up the ladder was aided by privileges others are not afforded. But that is not relevant to the original point, it is just the reply I feel obliged to make in response to your attack on my character. I didn't say I want anything for myself in my original reply. Broadly, I want equal opportunity for all. It was harder to get a job to repay loans in 2009 than today, but in the last 12 years college tuitions have continued to balloon while college graduate earning power continues to drop relative to the size of loans. I do not particularly understand or appreciate your decision to season your explanation with personal attacks but that certainly accomplished nothing as far as educating me (or anyone else) about your perspective. HackerNews can be a great place to learn from a diverse set of opinions. Nobody has the opportunity to see those opinions if they are getting downvoted to grey for bad community conduct. If you are new to this community, you may find you are more successful at communicating your perspectives if you do so respectfully.