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It should be possible. I see this as the exact same situation as http://www.getaround.com/ http://www.getaround.com/, who are, according to techcrunch, "The Ai
by pdx 15y ago
It should be possible. I see this as the exact same situation as http://www.getaround.com/ http://www.getaround.com/, who are, according to techcrunch, "The Airbnb For Cars". They have a policy with Berkshire Hathaway that covers any damage to the rented cars.
You can write insurance for anything, if you're willing to pay enough premium. I can't imagine this premium would be that exorbitant for Airbnb to pay for it's users, just as Getaround does.
- deleted 15y ago[deleted]
- jericsinger 15y agoThe difference is that the cars on Getaround are presumably owned by the people listing them on the service. Much of Airbnb's inventory is comprised of rented apartments. Most rental agreements (in the US at least) prohibit occupancy by people not party to the rental agreement without prior landlord approval. Given that dynamic, Airbnb would probably have a difficult time finding a blanket policy for damages. Most insurers just aren't clamoring to cover activity that's in breach of prior contracts. As a renter, you can of course take out renters' insurance to protect yourself, however, it's unlikely your insurance company would willingly reimburse you for damage caused by an unauthorized subletter. There's a good reason VRBO has "By Owner" in its name.