4 ms·
Returns on my investments (through both my mortgage and pension) are negligible as well, and considerably more risky.
by Aaargh20318 5y ago
Returns on my investments (through both my mortgage and pension) are negligible as well, and considerably more risky.
- zhdc1 5y agoMost pensions aren’t going to give you more than 1-2% over the risk free rate. You’re better off aiming to save another x% more of your after tax income and investing through your pillar 3 equivalent (IRA in the states) and, once your tax advantaged plans are maxed, through your own account.
- horrified 5y agoMSCI world hat positive returns in all but three years since 2007: https://www.msci.com/documents/10199/178e6643-6ae6-47b9-82be-e1fc565ededb https://www.msci.com/documents/10199/178e6643-6ae6-47b9-82be... Granted the -40% in 2008 were brutal, but even that would have been compensated in a few years.