You have to admit that those unconvinced people doing that equation are unbelievably selfish, as they are certainly not including the cost of spreading COVID to

You have to admit that those unconvinced people doing that equation are unbelievably selfish, as they are certainly not including the cost of spreading COVID to an immunocompromised person in that last term. The question being asked is "would you take a vaccine to save a neighbor's life?" and these people are answering no.