This isn't really a 'black swan' event. A black swan event is something that is very difficult to predict,often because it lies outside normal parameters and e

This isn't really a 'black swan' event. A black swan event is something that is very difficult to predict,often because it lies outside normal parameters and expectations. Renting your place out to strangers who then trash it might be surprising, but hardly beyond the realms of imagination or expectation.