Dave Ramsey's books (audiobooks, in my case: I downloaded the Total Money Makeover [ http://www.audible.com/pd?asin=B002UUKIR8 http://www.audible.com/pd?asin=B0

Dave Ramsey's books (audiobooks, in my case: I downloaded the Total Money Makeover [ http://www.audible.com/pd?asin=B002UUKIR8 http://www.audible.com/pd?asin=B002UUKIR8 ] with an audible credit when Merlin Mann mentioned [but did not endorse!] Dave by pointing out that he will not accept credit cards for payment on his website since he does not think anyone should have or use a credit card [ever]) are what enabled/motivated me to finally get out of debt and save up enough money to start Falcon Empire. Apologies for the multiple run-on sentence.