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I'm not in Germany, but I am currently moving banks because the only way to do online banking is to have an Android or Apple phone, either for 2FA or for mobile
by tpxl 5y ago
I'm not in Germany, but I am currently moving banks because the only way to do online banking is to have an Android or Apple phone, either for 2FA or for mobile banking. They don't have hardware generators. I currently have an old Windows phone (unsupported) and a Pinephone (unsupported), so no online banking for me.
- d110af5ccf 5y agoThis is so weird to me. I'm over here in the US using a website with a regular old password, no 2FA or anything. Same thing at multiple institutions. I've run into a few that require 2FA - either SMS or email, your choice.
- Semaphor 5y agoThere is a new EU regulation that requires certain security considerations. Sadly, all banks decided that the best way to implement those was to develop a proprietary solution for themselves and completely avoid anything even close to being standardized.
- tpxl 5y agoWhat bothers me is they all had 2FA in the form of certificates or SMS auth, and most of them moved off of that to some other solution (current bank has 3rd party login which I can do with a cert, the old bank only has an app). What's wrong with cert auth? It can't be less secure than an android app.