The article does not do a good job bridging that concept. Even with this statement, I'm still scratching my head with what you're saying. Google doesn't want t

The article does not do a good job bridging that concept. Even with this statement, I'm still scratching my head with what you're saying. Google doesn't want to be a bank. Google+ is not a PayPal competitor. Google doesn't want to make loans. >Google-Plus is their integrated communication system. Over time, it's going to be at the core of everything they do, from auctions, to paying for things with Android phones, to their groupon and yelp clones. I disagree with this, but even if we allow this statement, but how does that make it bank like? A Google Account could be a unified online identity. Google Checkout could be a common monetary exchange system (though they've pushed away from that). Google+ could replace email, but I don't think it will.