I assume you mean a business bank account for the banking? Challenging, and potentially criminal. If you have any management authority over the bank accounts

I assume you mean a business bank account for the banking? Challenging, and potentially criminal. If you have any management authority over the bank accounts owned by the business, then those accounts fall under FACTA. Hell, if you are even just an employee, but can sign on the bank account, then you have to report it to the US authorities. So a 'business account' doesn't get you out of the US required reporting. Also, the implication is that you'd use this for 'day to day' banking. Using a business's funds (a business bank account) to cover personal spending is typically criminal (embezzlement). So not a solution. And this doesn't solve the other problems, like pension savings or other financial products.