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From tables 1 and 2, about noncrash fire losses / insurance claims from cars built in 2016-2018 if I'm skimming this right: IVY RFC Make and series
by lucb1e 5y ago
From tables 1 and 2, about noncrash fire losses / insurance claims from cars built in 2016-2018 if I'm skimming this right:
IVY RFC Make and series
36k 192 Tesla Model X 4dr electric 4WD
43k 140 Tesla Model S 4dr electric 4WD
50k 288 Dodge Charger HEMI
508k 101 Ford Fusion
151k 49 Honda Fit
21k 0 Chevrolet Sonic
RFC = Relative claim frequency which has an asterisk in the document saying "100 = all-passenger-vehicle result". If 100 is all passenger vehicles... result? I can't parse this sentence, but I take it to mean that 100 is the average of all cars.
IVY = Insured Vehicle Years, basically sample size
Given that a car with 21k exposure years can have 0 claims, and there are also combustion vehicles with higher values, I'm not sure how statistically significant it is that these Tesla values are >100.
- throwanem 5y agoIt sounds like "relative claim frequency" is a weirdly expressed ratio, ie Charger owners make fire claims at a rate 2.88x that of the average across all passenger vehicles.