3 ms·

I just think that's wrong. Private insurers pools are still less expensive, even if the employer was not going to pay some percentage of your premium. If you lo

I just think that's wrong. Private insurers pools are still less expensive, even if the employer was not going to pay some percentage of your premium. If you look at the plans that most large employers have (Microsoft, Amazon etc) their total premium cost is still far less. I understand what you're saying, it's just not correct for the vast majority of large company workers. Your total private insurer cost is all of the US, which includes many small businesses which are on inferior plans. But for an swe, your total premium cost is far less (regardless of how much your employer chips in) due to the fact that your private insurer pool is filled with relatively wealthy, educated workers. Private mom/pop pool != private Microsoft/Amazon pool. What you're saying is just...wrong...for most talented eng workers.

lotsofpulp 5y ago
> If you look at the plans that most large employers have (Microsoft, Amazon etc) their total premium cost is still far less. Is this data available somewhere? I cannot find anything specifically related to big tech companies, although I did acknowledge about there might be some slight advantage due to population. But many of these tech companies are huge with tens and hundreds of thousands of employees. I highly doubt Amazon, with 1.2M employees, most of them not highly paid software engineers that sit in chairs all day, has a risk pool that is materially less costly than any random healthcare.gov plan. The only other way is if some people here employed by FAANG pipe in with what their W-2 says the employer paid portion of their health insurance costs were.