> "How much income will you need in retirement?" How the F should I know? I can't predict the future. Correct. But that doesn't mean you *shouldn't* plan. That

> "How much income will you need in retirement?" How the F should I know? I can't predict the future. Correct. But that doesn't mean you *shouldn't* plan. That's why you rebalance your portfolio every few years, and adjust your budgets, and expectations, and make lifestyle changes. It takes a lifetime to prepare for retirement. And its kinda hard to fuck up by your own hand if you are diligent: save 10-20%/yr., cover the basic investment grid, buy and hold. With 30+ years experience and many friends in the same boat, that's a winner. Also, retiring on $100k today would require $148k/yr in 10 years with 4% inflation, so you're right, that number will at least go up via inflation. That's why it matters who you vote for. Medicare/Medicaid will be your primary healthcare in your 60's, but we absolutely need the ACA/single-payer, not just for early retirees, but to prevent insurance companies from forever inflating premiums and bankrupting us.