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> we use the email address as a fraud signal for some payment providers. I'm sorry, I understand that that is not your point, but an email address is a terribl
by mrweasel 5y ago
> we use the email address as a fraud signal for some payment providers.
I'm sorry, I understand that that is not your point, but an email address is a terrible fraud signal.
Also, if anything having the email go through an Apple relay, means that the user have an iCloud account, which seem no more risky that a random Gmail account.
- nyuszika7h 5y agoI agree. If you use an email address as a fraud signal, you need to seriously reevaluate your decisions. I've met a site that blocked my Gmail address as "spam" once, but another Gmail address works just fine. In my case it was just a nickname, but using an email as fraud signal also feeds into racism. People who don't have an average white American-looking name will suddenly be flagged for fraud.
- danpalmer 5y agoI'm over-simplifying "fraud signal" here, but it's a component of one of our payment provider's signal, mostly around "friendly fraud" where people might just have lots of overdue payments or not be responding to payment requests. It's less about signal about addresses and more about the same address being re-used on multiple stores. Edit: being super clear... The payment method is a pay-later service, it's literally a loan. The email is used to look up to see if the person has paid their loan balances off late before and other factors like that. "Fraud" was probably the wrong term to use here.