> At least in housing, though, the credit quality of borrowers has been high. > The median credit score for newly originated mortgages was 760, with 71% of all

> At least in housing, though, the credit quality of borrowers has been high. > The median credit score for newly originated mortgages was 760, with 71% of all borrowers having a score of over 760. The share of mortgages moving to delinquency totaled just 0.4%, a record low, while the 0.5% share of mortgages that were 90 days or more past due also set a new record amid the ongoing forbearance programs. I mean, that's good, right?