It's been a few years since I looked at it, but I'd be interested to see the workaround the EMV partners finally used to do tokenization. Last I saw it some yea

It's been a few years since I looked at it, but I'd be interested to see the workaround the EMV partners finally used to do tokenization. Last I saw it some years ago, they were persisting what should have been single use keys (SUKs) for multiple transactions (calling them limited LUKs) so that they could handle an offline payment mode. Apple didn't have that problem because of their SE. I'm sure there are lots of Android pay solutions, but the risk profile is very different, the solutions for it are limited, and keys in software has a catastrophic failure mode. What's very likely is Android payment solutions are taking a fraud management approach with some kind of government backstop, as from a technical security perspective, software has hard limits. It's not a monopoly if it's only for university educated people who get access to exclusive services. You can start your own managerialist economy.