The entire PSD2 directive laying the groundwork for open banking is a disaster, IMHO. It seeks to do the right things but then completely ignores identity and a

The entire PSD2 directive laying the groundwork for open banking is a disaster, IMHO. It seeks to do the right things but then completely ignores identity and authorization as a problem. It kinda matters, which organizations you authorize to access your financial data and how do they know it’s you. All that given the eIDAS directive is in place laying at least groundwork for EU-wide identities. It has a glass ceiling to it: the more popular it gets the more fraud there is going to be the less popular it is.