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I wish I could give my banks/FIs a token which allows the bank/FI to just drop my data (like transactions) into my Google Drive in some machine-readable format

I wish I could give my banks/FIs a token which allows the bank/FI to just drop my data (like transactions) into my Google Drive in some machine-readable format like CSV. Then I could use an offline tool of my choosing to analyze the data. Why can't it be this simple?

Nextgrid 5y ago
Use a modern bank like Monzo or Starling and they'll allow you to access their API directly without having either an AISP license or using a gatekeeper like TrueLayer.
- samename 5y ago
  For people in the US: Monzo has a waitlist and Starling doesn’t seem available (yet)
- zhte415 5y ago
  I've had a good experience with Monzo (never used Starling, though IIRC there's some history between the two). I'd recommend signing up to the waiting list if you haven't already.