You don't have any insurance? I never directly bought any insurance but two of my credit cards and my life insurance policy from work cover some amount of money

You don't have any insurance? I never directly bought any insurance but two of my credit cards and my life insurance policy from work cover some amount of money in some cases if I get stuff stolen. They just need a police report, and that's why a lot of property crime does get reported. Apple Care also has a theft and loss protection that needs a police report. If your car window gets smashed you can get money back from insurance, but they will ask for a police report... This is why I always doubt people that claim that property crime isn't getting reported. Of course some of it will not get reported, but on the very very very unlikely event that you are a victim of property crime in SF if you like, have a credit card or Apple Care or car insurance, you probably can get free money by filing a police report.