Can absolutely confirm that these numbers are negotiable. If you have any amount of scale, ask your processor (places like Stripe or Authorize.net or PayPal for

Can absolutely confirm that these numbers are negotiable. If you have any amount of scale, ask your processor (places like Stripe or Authorize.net or PayPal for online CC processing). Just bringing it up with sales or customer service, without even having a competing offer, might well get you a "gimme" amount off the public figure. And do shop other providers, if you're processing even tens of thousands a month they might make you a better offer than what you're getting and than the public prices.