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> Meanwhile, over the same period, the cost of using your credit card at home depot went up over 1% from 1.3% to 2.4%. Did it? I suspect that large retailers l
by MattGaiser 5y ago
> Meanwhile, over the same period, the cost of using your credit card at home depot went up over 1% from 1.3% to 2.4%.
Did it? I suspect that large retailers like Home Depot can negotiate substantially on the credit card fees.
- handrous 5y agoCan absolutely confirm that these numbers are negotiable. If you have any amount of scale, ask your processor (places like Stripe or Authorize.net or PayPal for online CC processing). Just bringing it up with sales or customer service, without even having a competing offer, might well get you a "gimme" amount off the public figure. And do shop other providers, if you're processing even tens of thousands a month they might make you a better offer than what you're getting and than the public prices.