> In Europe where I live, I know nobody who buys anything with a credit card or barely if there is a 0% rate promotion. Do you live in Germany? Here in Norway

> In Europe where I live, I know nobody who buys anything with a credit card or barely if there is a 0% rate promotion. Do you live in Germany? Here in Norway credit cards are quite common for various reasons (safer to use online, pay later, bonus points).