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I think some banks do offer restricted keys that only allow you to access your own accounts - I think Starling in the UK does this; Monzo used to too, but I'm n
by alexchamberlain 5y ago
I think some banks do offer restricted keys that only allow you to access your own accounts - I think Starling in the UK does this; Monzo used to too, but I'm not sure if that's the Open Banking API, or just another API.
- Deathmax 5y agoStarling[1] and Monzo[2] have their own APIs accessible to end users which are not Open Banking[3]. Monzo has a separate set of OB APIs and AFAIK Starling doesn't have an OB API as only the big, high-street UK banks (HSBC, Barclays, RBS, Santander, Bank of Ireland, Allied Irish Bank, Danske, Lloyds, Nationwide) were forced to implement the OB spec. [1]: https://developer.starlingbank.com/ https://developer.starlingbank.com/ [2]: https://docs.monzo.com/ https://docs.monzo.com/ [3]: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16385802/Specifications https://openbanking.atlassian.net/wiki/spaces/DZ/pages/16385...