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Maybe I’m wrong but I have the feeling that credit cards as a norm is really just an American thing. In Europe where I live, I know nobody who buys anything wit
by pjerem 5y ago
Maybe I’m wrong but I have the feeling that credit cards as a norm is really just an American thing. In Europe where I live, I know nobody who buys anything with a credit card or barely if there is a 0% rate promotion. Credit cards do exists here but they are the card some shop gave you for whatever reason that you’d better never use.
What is interesting is that we use the term « credit card » to speak about our debit cards so I needed a long time to acknowledge that in America, Credit cards really meant that you paid your coffee with a real credit and not with your money.
- sleepyhead 5y ago> In Europe where I live, I know nobody who buys anything with a credit card or barely if there is a 0% rate promotion. Do you live in Germany? Here in Norway credit cards are quite common for various reasons (safer to use online, pay later, bonus points).
- deleted 5y ago[deleted]
- Semaphor 5y agoI use one in Germany, but only for the cashback and other promotions, I pay 100% off every month (automatically).
- aeyes 5y ago> In Europe where I live, I know nobody who buys anything with a credit card Renting a car or making a hotel reservation without a credit card can be quite painful, even in Europe. With a credit card the deposit is held on your card but the money never moves, with debit the money is gone from your account.
- dagw 5y agoRenting a car or making a hotel reservation without a credit card can be quite painful, even in Europe. I have lived in Europe basically my entire adult life and have never had a problem doing either of these with a debit card.