Also you are paying for that insurance. People don't really dig into just how expensive creditcards really are because in many countries it's really the only w

Also you are paying for that insurance. People don't really dig into just how expensive creditcards really are because in many countries it's really the only way to pay for things online. The only time I ever use a CC is when I'm dealing with an American company- because it's either CC or PayPal with them.