In NZ there are some solid benefits to paying with a CC - I generally toss a direct-debit authority to pay it off automatically monthly. I've got reasonable tr

In NZ there are some solid benefits to paying with a CC - I generally toss a direct-debit authority to pay it off automatically monthly. I've got reasonable travel insurance protections when I pay with the CC, I get airpoints, and some chargeback options, as well as fraud detection. Additionally, it's been easier and more reliable to set up online payments with a credit card.