Is it possible you don't like living in Australia and that may be making you a bit myopic? You are talking about Australian's cavalier attitude towards debt and

Is it possible you don't like living in Australia and that may be making you a bit myopic? You are talking about Australian's cavalier attitude towards debt and issues with housing affordability in the two most expensive cities in the country whilst imagining other anglophone countries being better. Look at property prices in Vancouver and Toronto, New York and San Francisco or London. You're going to find them just as unaffordable relative to the median salary. The difference is that for you personally - a worker in tech, the US will likely pay you a better salary relative to the median than you receive in Australia.