> The problem is their target market is people who don't have (or can't get) a credit card. Are you sure? Pretty much anyone with a job can get a ridiculously

> The problem is their target market is people who don't have (or can't get) a credit card. Are you sure? Pretty much anyone with a job can get a ridiculously high credit limit. >If you already have a credit card, whats the point of Afterpay? Capped late fees, for one. Afterpay lets you impulse purchase things you can't afford but doesn't trap you on a neverending treadmill of servicing debt.