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Are Afterpay really to blame for this? Credit cards have been around since the 80s and are far more predatory. Pawnbrokers have been around for centuries. Ev

Are Afterpay really to blame for this? Credit cards have been around since the 80s and are far more predatory. Pawnbrokers have been around for centuries. Even without debt, so many people have an impulse to spend as much as they can and put themselves in a financially precarious situation where one emergency bowls them over. I'm not saying Afterpay are ethical, but I'm sure you'd find a similar amount of people foregoing necessities to make dumb impulse purchases regardless of payment method.

Andys 5y ago
The problem is their target market is people who don't have (or can't get) a credit card. If you already have a credit card, whats the point of Afterpay?
- AussieWog93 5y ago
  > The problem is their target market is people who don't have (or can't get) a credit card. Are you sure? Pretty much anyone with a job can get a ridiculously high credit limit. >If you already have a credit card, whats the point of Afterpay? Capped late fees, for one. Afterpay lets you impulse purchase things you can't afford but doesn't trap you on a neverending treadmill of servicing debt.