I do pretty much what he does, but use rsync - I rsync up my laptop twice daily to a ZFS fileserver, that fileserver is backed up to the cloud and rsync'ed to a

I do pretty much what he does, but use rsync - I rsync up my laptop twice daily to a ZFS fileserver, that fileserver is backed up to the cloud and rsync'ed to a networked hard drive located on the opposite side of the house from the fileserver. Every once in a while I swap out that hard drive with another one, so I have 2 copies of most of the data, with the most up to date data in the cloud. I used to use rsync to make incremental backups, but now I count on the cloud backup to keep versions. I use encfs to encrypt the backups (despite its security weaknesses, it's "good enough" to keep my data safe if a hard drive is lost/stolen). I don't worry about this: Not only does encryption during data recovery make everything much more difficult, but should you pass away, your family members might not have the skills required to access the data. If I die, the only thing my family will care about is the pictures that are on a google photo album, no one is going to care about the RAW source images on the hard drive, no one is going to want to look at the mail archive from my job 10 years ago. My wife is certainly not going to maintain a DLNA server to watch videos that I ripped from disks, she's just going to load the original blu-ray/DVD. And not even I ever play any of the CD's that I spent hours ripping to MP3's - I just stream music from Spotify.