Yes to the $17k potentially being post paycheck. However, the actual number will vary quite a bit by insurance plan. I picked the max legal limit for plans you

Yes to the $17k potentially being post paycheck. However, the actual number will vary quite a bit by insurance plan. I picked the max legal limit for plans you can buy for yourself, also known as “marketplace” or “Obamacare” plans that you can buy as an individual. Almost any tech company provided insurance will be better. Mine limits my deductible to ~$3500 and my out of pocket max to ~6500 for a family of 5. Again, please talk to your HR pros to really understand an individual company’s offerings. Also take the time to talk to your HR people/relocation specialists/ coworkers about how to set up other benefits. Beyond just health insurance there are various programs that might benefit you. There might matching funds or tax benefits (flexible spending accounts, retirement savings plans, extra insurance offerings, etc.) Sorry if that’s a lot, but don’t worry too much about it. It should feel more like icing on the cake when you get the point where HR is telling you how to get even more money by taking advantage of these programs, and every company I’ve worked for (admittedly not many) spends a substantial amount of effort making sure you can understand this stuff.