> Consider the simple act of buying something. To make a purchase on the web, I have to type in a 16 digit credit card number, 3 digit CRC number, expiry date,

> Consider the simple act of buying something. To make a purchase on the web, I have to type in a 16 digit credit card number, 3 digit CRC number, expiry date, name and address. Every single time. After 30 years of the web, nobody has figured out a way to make this securer or simpler. Well, no, I'm sure many have figured out a way, but nobody has implemented it. > By contrast, on my phone, I can buy with a simple fingerprint check. Apple provides that service, I find it valuable, and the firms in Apple's walled garden of apps find it valuable too. > Why is payment easy on iPhone? Because Apple, as monopoly provider of that walled garden, makes a profit from making it easy. There are tons of competing companies out there that make a profit by making online payments easier for vendors and users. Vendors that support stripe allow you to make purchases within ~3 clicks.