Unnecessary may simply be the % of use by the truck dedicated to just commuting, where that % is so high as to not justify the negative externalities imposed by

Unnecessary may simply be the % of use by the truck dedicated to just commuting, where that % is so high as to not justify the negative externalities imposed by such a vehicle. Pretty standard stuff in actuarial work. Anecdotally, my compact, hatchback Kia Rio and can fit four +9ft surfboards just fine. A solution would be taxing larger vehicles to take into account the externalities they create, or do like myself and purchase a safer vehicle that can load just as easily. If you’re not moving heavy equipment, you don’t need a big truck. If you are, treat it like a fork-list: assign a license.