5 ms·
Thanks for the detailed response! Although it's a chronic disease, it doesn't require monthly treatment or anything of that nature. So the $17k is in addition
by healthinsurance 5y ago
Thanks for the detailed response!
Although it's a chronic disease, it doesn't require monthly treatment or anything of that nature. So the $17k is in addition to what I'd pay per year out of my salary, is that correct?
The story of your friend's kid is a good reminder that cost doesn't always equal price.
Thanks for the kind words. We do hope to find as much joy and fulfillment in the next adventure!
- topkai22 5y agoYes to the $17k potentially being post paycheck. However, the actual number will vary quite a bit by insurance plan. I picked the max legal limit for plans you can buy for yourself, also known as “marketplace” or “Obamacare” plans that you can buy as an individual. Almost any tech company provided insurance will be better. Mine limits my deductible to ~$3500 and my out of pocket max to ~6500 for a family of 5. Again, please talk to your HR pros to really understand an individual company’s offerings. Also take the time to talk to your HR people/relocation specialists/ coworkers about how to set up other benefits. Beyond just health insurance there are various programs that might benefit you. There might matching funds or tax benefits (flexible spending accounts, retirement savings plans, extra insurance offerings, etc.) Sorry if that’s a lot, but don’t worry too much about it. It should feel more like icing on the cake when you get the point where HR is telling you how to get even more money by taking advantage of these programs, and every company I’ve worked for (admittedly not many) spends a substantial amount of effort making sure you can understand this stuff.