By “nobody” do you mean literally nobody or nobody that isn’t otherwise marginalized? There is such a thing as medical induced bankruptcy in the US. There are

By “nobody” do you mean literally nobody or nobody that isn’t otherwise marginalized? There is such a thing as medical induced bankruptcy in the US. There are bill collectors who collect medical debt. I would be utterly shocked if those prebills were not used to scare and shock certain groups of people. Nor would I be surprised if there are modern indentured servants paying off an impossible debt based upon them in some jurisdictions in the US. Maybe generally, if you’re employed, white, speak English, etc… you’ll never pay that stuff