For non-Americans reading this: $300/month is not a health insurance cost for a family anywhere in the United States. Either a) the employer is eating most of t

For non-Americans reading this: $300/month is not a health insurance cost for a family anywhere in the United States. Either a) the employer is eating most of the cost or b) this is not what you have in mind when you think "health insurance". A typical health insurance plan for a family of 4 costs closer to $1,500-$2,500 per month in the US if you are looking for something close(r) to the level of coverage available in socialized medicine countries (or in the parts of the US medical system that are socialized). That cost is on top of the automatic taxes we pay to cover Medicare, Medicaid, and the VA medical system (these 3 together account for a majority of US healthcare spending).