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I'm seriously doubting claim #1. Can you back it up?

• jzwinck 5y ago
  It happened to me in the US and I asked a friend who was a practicing medical doctor at the time, plus another person who worked at a major insurance company. They both confirmed it can be done.
• xyzzyz 5y ago
  It doesn’t actually happen. When you get a bill, you can see clearly how much hospital charged, how much insurance negotiated down, and how much is your share. If insurance sent you this, but then secretly conspired with hospital to pay even less than what they told you they pay, that would be criminal fraud. Suffice to say, this almost never happens.