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That's interesting; I've been getting health insurance through my employers since that time as well, and never had to provide any health history. I thought that
by jhauris 5y ago
That's interesting; I've been getting health insurance through my employers since that time as well, and never had to provide any health history. I thought that was part of the value of a group health plan.
- majormajor 5y agoCurious. This was 2010 and 2011 in Texas and California. Looks like the pre-existing condition rules went into effect in 2014, https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html https://www.hhs.gov/healthcare/about-the-aca/pre-existing-co... - I wasn't denied care because of any, but I assume they used them to price the plan for the employer. The 2010 plan also had a lifetime max benefit limit, which has now been removed. Or it could just be some plans are more privacy-invasive than others. But I hope not, it was nice to be able to stop filling out those forms.