The threat of a lawsuit is not a lawsuit, it is instead a demand letter that will state that if you do not pay, you will be sued. It will not say in sued in sma

The threat of a lawsuit is not a lawsuit, it is instead a demand letter that will state that if you do not pay, you will be sued. It will not say in sued in small claims, it just says you will be sued. So you would not get served to appear at a small claims court office, you will instead get a very scary letter on a law office's letter head, and you will pay the money.