Interesting counterpoint .. you are right .. why would I lend you a dollar if I expect it to be worth a lot less in the future. Any data to go with this asserti

Interesting counterpoint .. you are right .. why would I lend you a dollar if I expect it to be worth a lot less in the future. Any data to go with this assertion? In Canada, average mortgages are just for 5 years - this is very different than the US. I suspect banks are taking very little risk in such a scheme. In the US, I believe banks sell mortgages off/get insurance via govt. schemes.